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MANAGING FINANCES AND MAXIMIZING SAVINGS DURING RAMADAN CELEBRATIONS

Navigating Financial Challenges and Maximizing Savings: A Guide to Eid al-Fitr Celebrations with Blu by BCA Digital

10.04.2024
BY WILHEMINA BOWEN
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As Ramadan approaches its final days, anticipation for the traditional journey back to hometowns, known as mudik, peaks among many, marking the eagerly awaited occasion of Eid al-Fitr or Lebaran, a time to celebrate with family. Amidst the joyous festivities, it remains crucial to maintain financial prudence both during and after the Lebaran celebrations. Notably, Eid is not only a time for forgiveness and reconciliation but also a moment to spread happiness through the tradition of giving Lebaran gifts or THR (Tunjangan Hari Raya) bonuses.

Allocating finances appropriately is key, considering factors such as the age of nieces and nephews, the closeness of relationships with extended family, and other considerations. To ensure clarity and prevent confusion, individuals can label each envelope containing gifts or utilize bank transfer features for convenience.

Edwin Tirta, Head of Digital Business at BCA Digital, emphasizes the importance of segregating finances, particularly when faced with diverse financial needs during Lebaran. "By utilizing various financial features provided by blu by BCA Digital for budgeting, such as creating bluSaving pockets and bluGether, we hope that users can more easily manage all their financial needs," he stated.

Apart from determining the allocation of funds, Blu by BCA Digital offers various promotions to help maximize savings. To enrich the Ramadan experience in 2024, Blu introduces special promotions subject to terms and conditions. These include discounts on Grab applications, purchasing bluInsurance products, cashback for transactions on EmasKITA and Moduit apps, as well as for transactions at Kopi Kenangan, Chigo, and Yoshinoya using QRIS and bluDebit Card.

This comprehensive approach to financial management not only ensures a smooth and joyous celebration of Lebaran but also promotes financial well-being and savings for the future. As families come together to celebrate this auspicious occasion, prudent financial planning ensures that the spirit of generosity and joy continues beyond the festivities.

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